Which type of insurance would cover a lawsuit resulting from a dentist administering too much anesthesia?

Malpractice insurance is specifically designed to protect professionals, including dentists, against claims of negligence or inadequate performance that can result in lawsuits. When a dentist administers too much anesthesia, it can lead to injury or harm to the patient, which may give rise to legal action based on allegations of malpractice. This type of insurance provides coverage for legal fees, settlements, or judgments resulting from such claims, ensuring that dental professionals are protected financially in the event of a lawsuit.

In contrast, general liability insurance primarily covers claims related to bodily injury and property damage that occur on the premises of the insured business, but it does not specifically address professional errors. Workers' compensation insurance is intended to cover medical expenses and lost wages for employees who are injured on the job, not for lawsuits arising from professional conduct. Commercial liability insurance may cover some aspects of business operations but does not provide the targeted protection against professional negligence that malpractice insurance does.