Which type of coverage would provide protection for damages to vehicles under comprehensive insurance?

Comprehensive coverage is designed to protect against damages to your vehicle that are not caused by a collision. This includes a wide range of potential issues such as theft, vandalism, natural disasters, and contact with animals. It essentially covers damages resulting from events that are outside of your control, whereas collision coverage specifically addresses damages incurred from a crash involving another vehicle or object.

This type of coverage operates alongside other types of insurance, with property damage liability and bodily injury coverage focusing more on the legal responsibilities you may have toward others when an accident occurs. These options do not pertain to damage incurred to your own vehicle under comprehensive insurance. Therefore, comprehensive coverage is the accurate term that encompasses protection from a broad spectrum of vehicle damages unrelated to collisions.