Which statement about the Federal Employers Liability Act is TRUE?

Prepare for the Florida Certified Insurance Representative Exam. Use multiple choice questions and detailed explanations to enhance your study sessions. Improve your chances of success!

The statement regarding the Federal Employers Liability Act (FELA) that is true is that it includes civilian employees. FELA is a federal law that enables railway workers, including not only federal employees but also civilian workers employed by railroads engaged in interstate commerce, to sue their employers for damages in cases of injury or death that occurs in the course of employment.

This law is significant because it provides a legal framework that holds railroad employers liable for negligence, thereby offering protection to not just federal railroad workers but also a broader category of civilian employees associated with these companies. Unlike workers' compensation laws, which typically limit the rights of employees to seek damages, FELA allows for recovery based on the negligence of the employer, providing a more extensive range of remedies for injured workers.

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