Which of these businesses would be LEAST likely to need a bailee's customer floater?

A bailee's customer floater is specialized insurance that protects the belongings of customers that a business may possess temporarily for repair, storage, or servicing. This type of coverage is particularly relevant for businesses that regularly handle clients' property in their operations.

A jewelry store, for instance, frequently holds valuable items from customers for sale, repairs, or cleaning, making them highly dependent on having coverage for those items. Similarly, a repair shop often has customers' items in its possession while repairs are being made, necessitating coverage against potential damage or loss during the repair process. A warehouse also directly deals with storing clients' goods, which signifies a greater need for a bailee’s customer floater as they physically hold and manage the property of others.

Conversely, a dry cleaner, while it does handle clothing for customers, typically has less risk associated with the items it processes when compared to the other businesses mentioned. The items at a dry cleaner are often cleaned on a conveyor system and have limited interaction—and therefore limited risk—beyond the cleaning process. Additionally, it often uses standardized processes that mitigate risk, making it less likely that a dry cleaner would require extensive bailee coverage relative to the potential value of items at risk.