Which of the following types of coverage is typically included in a business general liability policy?

Product liability is indeed typically included in a business general liability policy. This type of coverage protects businesses against claims of injury or damage resulting from products they manufacture or sell. It covers legal defense costs associated with lawsuits arising from the products that a business offers, including claims of defect or failure to provide adequate warnings about potential hazards. This coverage is essential for businesses that deal with goods, as it helps mitigate the financial risks associated with potential lawsuits from customers or third parties who may be harmed by the products.

While workers' compensation covers employee injuries on the job, it is a separate type of insurance not included in general liability policies. Professional liability typically addresses issues related to negligence or errors in professional services, which is not typically the focus of a general liability policy. Property theft by employees falls under fidelity or crime insurance, which is also separate from general liability. Understanding these distinctions can help businesses properly safeguard against different types of risks they may face.