Which of the following is not covered under Errors and Omissions insurance?

Errors and Omissions (E&O) insurance is designed to protect professionals against claims of inadequate work or negligent actions. This type of insurance typically covers claims related to negligence, mistakes, and oversights in the performance of professional services.

Bodily injury claims, however, are generally not covered under E&O insurance. These claims typically fall under general liability insurance rather than professional liability insurance. General liability addresses physical injuries or property damage resulting from business operations. In contrast, E&O insurance focuses specifically on errors, omissions, or negligence in the professional services provided.

In this context, while claims regarding device malfunctions, legal defense costs related to claims made against you, and negligence claims are all pertinent to E&O, bodily injury claims are not part of what this type of insurance covers. This distinction helps clarify the specific risks that E&O insurance provides protection against, highlighting its role in safeguarding against claims resulting from the professional services rendered.