Which line of coverage could be found in a Commercial Package Policy?

In a Commercial Package Policy (CPP), the coverage is designed to meet the needs of businesses and includes various types of insurance tailored to commercial entities. Workers' Compensation insurance is a fundamental component of many CPPs as it provides essential coverage for employees who may be injured or become ill as a result of their job duties.

This type of insurance ensures that employees receive necessary medical benefits and wage-loss compensation while also protecting employers from legal liability related to workplace injuries. Commercial Package Policies allow businesses to combine several types of coverage, making it a flexible option for managing their risks effectively.

On the other hand, flood insurance is typically offered through the National Flood Insurance Program (NFIP) and is not included in a traditional CPP. Health insurance is generally a separate line of coverage that is personal in nature and not part of commercial insurance packages. Similarly, life insurance, while important, is not specifically geared toward business operations and thus does not usually fall under the purview of a CPP.