Which insurance applies to personal belongings stolen during a burglary?

Personal Property Insurance specifically provides coverage for the personal belongings of an individual, ensuring that items such as clothing, electronics, and furniture are protected against risks like theft, including burglary. This type of insurance is designed to reimburse policyholders for their lost or damaged possessions up to the limits and conditions specified in the policy.

While the other types of insurance mentioned may have relevance in broader contexts, Personal Property Insurance is explicitly geared towards covering losses related to personal belongings from incidents like theft. Options such as Theft Policy, which may appear to be focused on similar coverage, might not be as universally recognized or comprehensive in terms of personal effects. Property Insurance typically covers structures and real property rather than the personal items within. Comprehensive Coverage, often referring to a type of auto insurance, does not apply in this context as it does not cover personal belongings stolen during burglaries.

Thus, Personal Property Insurance is the most accurate choice as it directly addresses the protection of personal items against theft, specifically in scenarios of burglary.