Which coverage section of Babette’s auto policy could assist with her medical costs after being struck by a car?

Prepare for the Florida Certified Insurance Representative Exam. Use multiple choice questions and detailed explanations to enhance your study sessions. Improve your chances of success!

The section of Babette’s auto policy that would assist with her medical costs after being struck by a car is Part B: Medical Payments. This coverage is specifically designed to pay for medical expenses incurred by the insured and any passengers in the insured vehicle, regardless of who was at fault in the accident. Therefore, if Babette is injured by another vehicle, Part B can help cover her medical bills such as hospital visits, surgery, and rehabilitation expenses.

In contrast, the other coverage sections serve different purposes. Part A (Liability Coverage) is intended to cover damages the insured may cause to other people’s property or bodily injury, but it does not cover the insured's own medical expenses. Part C (Uninsured Motorist Coverage) provides protection when the insured is involved in an accident with a driver who does not have insurance, but it is primarily focused on compensating for lost wages or pain and suffering, rather than direct medical expenses. Finally, Part D (Damage to Your Vehicle) relates to repairs for damages to the insured's own vehicle, which is not relevant to medical costs stemming from an accident.

Thus, Part B: Medical Payments is the most appropriate section for covering Babette's medical expenses resulting from the incident.

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