Which BAP endorsement could Walter's employer use to provide him Personal Injury Protection?

The correct choice for providing Walter's employer with Personal Injury Protection is the option related to Non-Owned Auto Coverage. This endorsement is specifically designed to cover liabilities and medical expenses that may arise from the use of vehicles not owned by the employer but that employees might use for work-related activities.

Personal Injury Protection (PIP) is a type of coverage that pays for medical expenses and related costs regardless of fault, and it is particularly relevant in scenarios where employees are driving vehicles that are not part of the company’s fleet. By utilizing Non-Owned Auto Coverage, the employer can ensure that Walter has the necessary protection in place while using a vehicle for business purposes, safeguarding against potential personal injury claims that could occur during these activities.

The other endorsements listed do not offer the same level of coverage relevant to PIP. For instance, Hired Auto Coverage typically applies to vehicles that are rented or leased and does not extend to personal injury coverage in the context of non-owned vehicles. Liability Coverage generally protects against damage to others rather than providing medical expenses directly to an employee. Medical Payments Coverage may assist with immediate medical bills but does not provide the full spectrum of benefits that Personal Injury Protection entails, especially in states with mandatory PIP laws.