What type of insurance policy may cover Ryan's claim regarding his knee injury from the exercise bike incident?

The correct answer is the General Liability Policy because such a policy is designed to protect businesses and individuals from claims of bodily injury or property damage that occur on their premises or as a result of their operations. If Ryan was injured using an exercise bike that belonged to a gym or fitness center, the gym's General Liability Policy may cover his claim if it can be shown that the gym was negligent in some way, such as not properly maintaining the equipment or failing to provide adequate instruction.

In contrast, Personal Injury Insurance generally refers to coverage related to non-physical injuries, such as defamation or emotional distress, and would not cover a physical injury like Ryan's knee injury. Workers Compensation Policy is applicable when the injury occurs in the course of employment, meaning if Ryan was injured while working, this policy would kick in. Health Insurance Policy would cover the medical expenses associated with the knee injury but would not provide liability coverage for the incident itself. Each option serves different purposes, and understanding the context is essential for pinpointing the right coverage for Ryan's claim.