What type of coverage protects Kyle from liability claims when vehicles are damaged while in his possession?

Bailee coverage is specifically designed to protect individuals or businesses that temporarily hold someone else’s property, such as vehicles, for a specific purpose. In this scenario, Kyle would be considered a bailee because he has custody of vehicles that do not belong to him, whether for maintenance, storage, or service.

This type of insurance provides protection against claims of liability that may arise if the vehicles are damaged while they are in his possession, ensuring that he is covered in the event of an incident. Bailee coverage is critical in situations where the possessor is responsible for the property’s care and is exposed to legal claims if something happens to it.

General liability coverage applies more broadly to business operations and does not specifically address the risks associated with having possession of another's property. Automobile coverage pertains to vehicles owned by the policyholder and would not cover liability related to vehicles that the insured is holding for others. Property coverage typically refers to protection for owned items rather than the liability associated with holding someone else's property. Therefore, bailee coverage is the most appropriate choice in this context.