What type of claims does a Business Auto Policy primarily cover?

A Business Auto Policy primarily covers auto-related claims for vehicles that are used for business purposes. This type of policy is specifically designed to provide coverage for vehicles owned or leased by a business, offering protection against risks such as bodily injury, property damage, medical expenses, and other liabilities arising from the operation of those vehicles. The focus is on ensuring that businesses have the necessary insurance to cover their vehicles during business operations, including transportation of goods, employees, or services.

In contrast, the other options discuss different types of insurance that do not align with the primary focus of a Business Auto Policy. Personal liability claims typically relate to individuals rather than businesses, while business liability claims often involve general liability coverage applicable to the business as a whole, rather than specifically tied to auto usage. Commercial property claims focus on physical property owned by the business rather than the vehicles used, which is outside the scope of a Business Auto Policy.