What type of claim is exemplified when Peter uses another realtor's ad online, resulting in a lawsuit for copyright infringement?

Prepare for the Florida Certified Insurance Representative Exam. Use multiple choice questions and detailed explanations to enhance your study sessions. Improve your chances of success!

When Peter uses another realtor's advertisement online without permission, he is engaging in an act that infringes on the copyright of the original ad. This act falls under the category of "Advertising Injury," which refers to harm arising from various forms of misappropriation or misuse of advertising materials, including copyright infringement.

Advertising Injury encompasses various unlawful acts related to advertising, such as stealing trademarks, using another's trade secrets, or infringing on copyrights. In Peter's case, by unlawfully using the advertisement, he not only misappropriates the intellectual property of the other realtor but also exposes himself to potential legal actions claiming damages for the infringement.

Other types of claims listed, such as Property Damage, typically involve physical damage to property, while Personal Injury refers to bodily harm or emotional distress caused to an individual. Professional Liability pertains to negligence or failure in providing professional services, which is not relevant in this situation since it involves the unlawful use of advertising rather than a breach of professional conduct. Thus, the correct answer highlights the specific nature of the claim resulting from the copyright infringement in an advertising context.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy