What type of authority has ABC Insurance given to Jerry the adjuster?

The correct choice indicates that Jerry the adjuster has been given express authority by ABC Insurance. Express authority is defined as the specific powers or responsibilities that an insurance company formally provides to an adjuster through written documentation or verbal orders. This authority typically outlines the adjuster's role in handling claims, interpreting policy provisions, and making decisions within set parameters.

In this context, express authority is directly communicated from the insurance carrier to the adjuster, thereby ensuring clear expectations and legal backing for the adjuster’s actions. This can involve specific tasks or decisions that the adjuster is authorized to carry out, such as investigating claims or negotiating settlements, all based on the guidelines set by the insurer.

Recognizing that this authority is clearly defined helps maintain accountability and protects the interests of both the insurance company and its clients. This means that the relationship between Jerry and ABC Insurance is formalized, enhancing the effectiveness of their operations within the legal and regulatory frameworks governing insurance claims.