What is the primary focus of Advertising Injury coverage in a Commercial General Liability policy?

Advertising Injury coverage within a Commercial General Liability policy primarily addresses issues related to advertising defamation. This insurance is designed to protect businesses from claims arising out of false advertisements that can harm competitors or infringe on their rights. It covers a range of offenses, including the wrongful publication of material that slanders or libels a person or business. Since advertising is a key aspect of business operations, this coverage is critical for companies to defend against lawsuits that may stem from their marketing practices.

While other options may seem relevant, they do not capture the specific focus of Advertising Injury. Property Damage relates to physical damage to tangible items, Product Liability deals with claims arising from defective products, and Personal Injury encompasses non-physical harm like wrongful eviction or invasion of privacy. Therefore, Advertising Injury's focus on defamation in advertising makes it a distinct and essential component of liability coverage for businesses engaged in promoting their products and services.