What is the likely outcome for Nancy when filing a claim for water damage caused by her negligence?

In cases of water damage caused by an individual's negligence, insurance policies typically include specific provisions that address claims arising from such situations. When a loss occurs due to negligence, such as leaving a hose running or failing to address a known plumbing issue, insurers commonly view this as a failure to take proper care of the property.

Most homeowners or property insurance policies contain clauses that limit or exclude coverage for damages resulting from negligence. Therefore, if Nancy's claim for water damage is directly attributable to her negligence, it is likely that the insurer would deny the claim based on the policy exclusions. Insurers aim to ensure policyholders take reasonable precautions to prevent damage, and negligence undermines that responsibility.

Consequently, an understanding of these insurance policy conditions leads to the conclusion that an insurer would typically deny a claim resulting from negligence, reinforcing the rationale behind why the claim being denied is the most plausible outcome in this scenario.