In Jenny's Hardware fire scenario, which item would NOT be covered under Coverage B of her commercial property policy?

Coverage B of a commercial property policy is designed to cover personal property that is used in the operation of a business, but there are specific criteria for what constitutes covered items. One of the key aspects of Coverage B is that it typically does not cover items that are considered to be permanently attached to the building or structure.

In this case, a paint mixer that is permanently affixed to the floor is considered a fixture and thus becomes part of the real property rather than personal property. As a result, it would not be eligible for coverage under Coverage B, which focuses on items that are movable and not permanently attached to the property. This coverage is more concerned with inventory, furniture, and equipment that can be removed from the premises in the event of a loss.

The other items listed are movable and can be classified as personal property used within the commercial space, which is why they would fall under Coverage B.