If Arnold had higher liability limits, how might that have affected coverage for the injuries?

Higher liability limits would enhance the coverage available for injuries sustained by others, which is particularly important in scenarios where medical costs and associated damages exceed standard thresholds. When Arnold has higher liability limits, he increases the maximum amount the insurance will pay for claims resulting from injuries or damages for which he is found legally responsible. This would enable Arnold's coverage to effectively assist in paying for more significant costs associated with medical expenses, rehabilitation, lost wages, and other damages that an injured party may incur.

The choice emphasizes how adequate coverage can provide peace of mind for policyholders, ensuring that they are financially protected against substantial liability claims. This can be particularly vital in situations involving severe injuries or extensive damages that may otherwise leave insured parties financially vulnerable.