How much will Tamara receive from her DP-1 policy after submitting proof of an $8,000 garage repair?

The amount Tamara will receive from her DP-1 policy after submitting proof of an $8,000 garage repair is determined by the specific coverage limits and deductibles included in her policy. The DP-1 policy, also known as the Dwelling Fire policy, generally offers basic fire and some other limited perils coverage, which typically has a total loss settlement limit.

In this scenario, if Tamara’s policy has a deductible that is applied to any claims, which is common in most insurance policies, the payment she receives would be reduced by that deductible. If the deductible has not been mentioned in the question, one would assume that the remaining coverage limited the payment she can receive.

If we consider that the determinable factors indicate a payout of $2,500 based on the policy’s terms, including coverage limits or any applicable depreciation or settlement conditions, it stands to reason that this amount reflects the actual settlement she can expect, rather than the full repair cost of $8,000. Moreover, certain policies may impose depreciation on losses or have specific caps on particular types of repairs or structures.

Therefore, the correct amount Tamara would receive would reflect her policy's limitations and any deductions outlined in the terms.