How much will Norris's insurance policy pay for the total injuries caused in the accident?

Prepare for the Florida Certified Insurance Representative Exam. Use multiple choice questions and detailed explanations to enhance your study sessions. Improve your chances of success!

To determine the amount Norris's insurance policy will pay for total injuries caused in the accident, one must consider the specific terms of the insurance policy regarding liability coverage. Most auto insurance policies include coverage limits that define the maximum amount the insurer will pay for bodily injury or property damage per accident.

In this scenario, if the answer is $30,000, it suggests that Norris’s policy has a bodily injury liability coverage limit set at that amount. This limit represents the insurer's obligation to cover injuries associated with a single accident, which aligns with the typical structure of liability coverage in auto insurance. Hence, if the total injuries exceed $30,000, the policy would only cover damages up to the limit of $30,000.

Understanding the limits of liability in insurance policies is crucial because it helps in assessing potential financial responsibility in the event of an accident. It's also important to recognize that different limits can affect how much one may need to pay out of pocket if damages exceed policy limits. Thus, the correct answer reflects a realistic limit that could be typical in personal auto insurance coverage.

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