How much out-of-pocket expense will Mark incur after causing an accident with liability coverage limits of 50/100/25?

To determine Mark's out-of-pocket expenses after causing an accident with liability coverage limits of 50/100/25, it is essential to understand what these numbers mean. The liability coverage of 50/100/25 refers to three different limits related to bodily injury and property damage:

• The first number (50) is the maximum amount the insurance will pay for injuries to a single person involved in the accident, which is $50,000.
• The second number (100) is the total maximum amount the insurance will pay for injuries to all individuals in the accident, capped at $100,000.

• The third number (25) is the maximum amount for property damage, which is $25,000.

Let’s say in Mark’s accident, where he is at fault, he causes significant injuries to two individuals and damages their vehicle. If the total medical costs for injuries are $90,000 to one individual and $20,000 to another, the insurance will cover up to $50,000 for the first injury and $40,000 for the second (since it would cap the total paid for all individuals at $100,000).

If there were property damage totaling $30,000, Mark's insurance would cover $25