As an agent of XYZ Insurance, which of the following actions would NOT fulfill Donna's fiduciary duty?

Fulfilling a fiduciary duty means acting in the best interests of clients while adhering to professional standards. Going above and beyond to help clients can be a commendable effort, but if it involves acting outside of established authority or guidelines, it can lead to potential conflicts of interest or issues of compliance. For instance, an agent may be unauthorized to make certain decisions or commitments. Behaving outside one’s authority can place both the agent and the client at risk, as it could result in actions that the insurance company does not support or cannot legally uphold.

In contrast, providing clients with accurate information, maintaining confidentiality, and honestly representing the company are all crucial components of fulfilling fiduciary duty. These actions help ensure that clients are well-informed, protected, and receive trustworthy service, which strengthens the relationship of trust crucial to the fiduciary concept.