According to the "Definitions" section of a Personal Auto Policy, which situation is NOT considered "occupying" the vehicle?

In the context of a Personal Auto Policy, "occupying" a vehicle typically refers to individuals who are physically within the vehicle or using it in a manner that is covered by the policy. The correct answer indicates a situation where a person is not occupying the vehicle.

Rachel's scenario exemplifies this concept because leaving her cat in the car does not involve a human being in the vehicle. The definition of occupying focuses on human presence and interaction with the vehicle, meaning that the person must be inside or directly engaging with the vehicle's operation or use. Since Rachel is not in the vehicle herself, she does not meet the criteria for occupying it.

In contrast, Jenna, Michael, and Eve are all involved in actions that relate to their presence and interaction with the vehicle. Jenna is in the driver's seat, which is a clear indication of occupying the vehicle. Michael, while standing on the road, is cleaning the vehicle, which implies an active engagement with it, and Eve, although she is getting out, is in the process of interacting with the vehicle in a manner that qualifies as occupying it until she exits.